Good question but a not so simple answer. Most of us do need to pay for antivirus. Some of us do not. If you do not have any confidential information on your computer and have backups of any important data, you may not need to pay for antivirus software.
You hear a lot about this these days and unfortunately, it is not as simple as it should be. Here is a list of steps that can help secure and protect your computer and private data. PC Protection Layers O/S Patches Application Patches Ninite Updater SUMo Pro Antivirus Windows Defender Webroot Acronis etc. Malwarebytes Premium…